Admissions Criteria Requirements
Technology & Equipment Requirements
Course Description Matrix
Catalog & Consumer Information
Financing Options
School & Student Policies

ADC Financing options:

THREE YEAR PROGRAM

Eligibility & Details:

* Has been accepted into the 3 year program

* Financing does not include books.

* Financed amount includes tuition:  $40,020.00

OPTION #1:  Pay in Full

OPTION #2:  Pay By Term

This consists of 12 quarterly payments of $3,335.00 due before the beginning of each term.

OPTION #3:  Monthly Payments

Below are several options for Monthly payments.  Please note that the down payment is a minimum.   The monthly payment can be decreased on any option by increasing the down payment.  Please call our Director of Admissions to customize any one of these plans.
Duration (# of Payments) Minimum Down Payment Total Loan Amount Interest Rate/APR Monthly Payment Finance Charges Total of Payments
36  $                 – $40,020.00 0% $1,111.67  $                   – $40,020.00
42 $750.00 $39,270.00 3% $986.11 $2,146.77 $42,166.77
48 $1,500.00 $38,520.00 6% $904.64 $4,902.88 $44,922.88
60 $2,000.00 $38,020.00 9% $789.23 $9,333.96 $49,353.96
*total amount you are borrowing *your current interest rate.  All rates are fixed for the term of the loan * the estimated dollar amount the credit will cost you * The emtimated amount you will have paid when you made all payments

TWO YEAR PROGRAM

Eligibility & Details:

* Has been accepted into the 2 year program

* Financing does not include books.

* Financed amount includes tuition:  $40,020.00

OPTION #1:  Pay in Full

OPTION #2:  Pay By Term

This consists of 8 quarterly payments of $5,002.50 due before the beginning of each term.

OPTION #3: Monthly Payments

Estimated Repayment Schedule and Terms
Duration (# of Payments) Minimum Down Payment Total Loan Amount Interest Rate/APR Monthly Payment Finance Charges Total of Payments
24 $0 $40,020.00 0% $1,667.50 $0 $40,020.00
30 $750.00 $39,270.00 3% $1,360.34 $1,540.08 $41,560.08
36 $1,500.00 $38,520.00 6% $1,171.85 $3,666.71 $43,686.71
48 $2,000.00 $38,020.00 9% $946.13 $7,394.21 $47,314.21
60 $2,500.00 $37,520.00 12% $834.61 $12,556.70 $52,576.70
*total amount you are borrowing *your current interest rate. All rates are fixed for the term of the loan * the estimated dollar amount the credit will cost you * The estimated amount you will have paid when you made all payments

ACCELERATED PROGRAM (1 Year Program)

Eligibility & Details:

* Has been accepted into the 1 year Accelerated program.

* Financing does not include the books.

* Tuition and lab fees:  $40,020.00

OPTION #1:  Pay in Full

OPTION #2:  Pay By Term

This consists of 4 quarterly Tuition payments of $10,005.00 due before the beginning of each term.

OPTION #3:  Monthly Payments

Below are several options for monthly payments. Please note that the down payment is a minimum. The monthly payment can be
decreased on any option by increasing the down payment. Please call our Director of Admissions to customize any one of these plans.

OPTION #3: Monthly Payments

Estimated Repayment Schedule and Terms
Duration (# of Payments) Minimum Down Payment Total Loan Amount Interest Rate/APR Monthly Payment Finance Charges Total of Payments
12 $2,000.00 $38,020.00 0% $3,168.33 $0 $40,020.00
18 $2,500.00 $37,520.00 3% $2,134.30 $897.40 $40,917.40
24 $3,000.00 $37,020.00 6% $1,640.75 $2,357.98 $42,377.98
36 $4,000.00 $36,020.00 9% $1,145.43 $5,215.35 $45,235.35
*total amount you are borrowing *your current interest rate. All rates are fixed for the term of the loan * the estimated dollar amount the credit will cost you * The estimated amount you will have paid when you made all payments

BTSc Completion Degree (1 Year Program)

Eligibility & Details:

* Has a Denturist Diploma from an approved program.

* Financing does not include the books or lab fees.

* Amount includes tuition and lab fees:  $12,180.00 + $1,050.00 = $13,230.00

OPTION #1:  Pay in Full

This consists of full Tuition payment of $12,180.00 plus lab fee of $1,050 due at enrollment

OPTION #2:  Pay By Term

This consists of 4 quarterly Tuition payments of $3,045 due before the beginning of each term plus lab fee of $1,050 due at enrollment.

OPTION #3:  Monthly Payments

This consists of 12 monthly Tuition payments of $1,015 due before the beginning of each month plus lab fee of $1,050 due at enrollment. The first payment is due at enrollment with subsequent payments due the 1st of each month thereafter.

4 Year BTSc Degree with Denturist Diploma

Eligibility & Details:

* Has been accepted into the 4 year BTSc Degree program.

* Financing does not include the books.

* Tuition:  $52,200.00

OPTION #1:  Pay in Full

OPTION #2:  Pay By Term

This consists of 16 quarterly Tuition payments of $3,262.50 due before the beginning of each term.

Cancellation/Withdrawal Policy

After starting classes, a student may withdraw from a program or course at any time.

Withdrawal slips are available upon request from the Director of Admissions. Refunds, if any, are based on the number of program hours and are calculated based on the student’s assignment or tests completed and issued within 30 calendar days.  The Refund Policy listed below and all other relevant refund policies as listed in the College Catalog apply.

Cancellation and Refund Policies: Distance Learning Instruction

  • A student may cancel enrollment by giving written notice to the College. Unless the College has discontinued the program of instruction, the student is financially obligated to the College according to the following:
    • If cancellation occurs within 5 business days of the date of enrollment and lesson materials have not been delivered, all monies related to the enrollment agreement shall be refunded;
    • If cancellation occurs within 5 business days of the date of enrollment and lesson materials have been delivered, all monies related to the enrollment agreement shall be refunded with the exception of the cost of unreturned lesson materials or the cost of replacement for returned materials that are damaged or marked;
    • If cancellation occurs after five business days of the date of enrollment and the lesson materials have been shipped but not delivered to the student:

(A) The College may charge an amount equal to 15 percent of the tuition cost, or $150, whichever is less; that being established as its registration fee;

(B) If the student returns the unopened books and supplies to the College within five days of receipt, the College will refund the total cost of lesson materials.

(d) If cancellation occurs after five business days of the date of enrollment and the lesson materials have been delivered to the student but not returned within five days of receipt, and before the completion of the first lesson assignment, the College may charge:

(A) An amount equal to 15 percent of the tuition cost, or $150, whichever is less; that being established as its registration fee; and (B) The total cost of books and supplies.

  • If withdrawal or termination occurs after the completion of the first lesson assignment and before 50 percent of the total lesson assignments are completed, the student shall be entitled to a pro rata refund of the tuition when the amount paid for the instructional program exceeds the charges owed to the College. In addition to the pro-rated tuition charge, the College may retain the registration fee, book and supply fees, and any other legitimate charges owed by the student;
  • For cancellation under subsections (1)(a)–(c), the “date of enrollment” will be determined based on the date the Enrollment Agreement was signed.
  • “Withdrawal or Termination” is acknowledged to have occurred when:
    • A student has contacted ADC to with a notice or withdrawal.
    • The student has failed to maintain the ADC’s published standards of satisfactory progress
  • The term “tuition cost” means the charges for instruction including any lab fees. Tuition cost does not include application fees, registration fees, or other identified program fees and costs.
  • The term “Pro rata refund” means a refund of tuition paid for that portion of the program not completed by the student.
  • The College shall not charge a withdrawal fee of more than $25.
  • A College shall be considered in default of the enrollment agreement when a functioning course or program is discontinued or canceled or the College closes prior to completion of contracted services. When a College is in default, student tuition may be refunded by the College on a pro rata basis. The pro rata refund shall be allowed only if the Superintendent determines that the College has made provision for students enrolled at the time of default to complete a comparable program at another institution. The provision for program completion shall be at no additional cost to the student in excess of the original contract with the defaulting College. If the College does not make such provision, a refund of all tuition and fees shall be made by the College to the students.

Sample Refund Calculation:

The ADC follows the DEAC Standards. The ADC employs the flexible time schedule method of determining the completion and identifying benchmarks used in calculation of Refunds.  The following table should be used as a tool to help guide one’s analysis in determining completion rates and refunds anticipated (Note: Refunds are calculated on a per course basis):

Description:

Benchmarks

Percentage

Completed by the

Student

Percentage of Tuition Returned

to the Student Minus the

Application and/or

Registration

Fee

Percentage of Tuition

Retained by the

Institution

Week 1 Exam 9% 91% 9%
Week 2 Exam 18% 82% 18%
Week 3 Exam 27% 73% 27%
Week 4 Exam 36% 64% 36%
Week 5 Exam 45% 55% 45%
Week 6 Exam 55% 50% 55%
Week 7 Exam 64% 0% 100%
Week 8 Exam 73% 0% 100%
Week 9 Exam 82% 0% 100%
Week 10 Exam 91% 0% 100%
Week 11 Exam 100% 0% 100%

REFUND EXAMPLE:

Scenario: a Student was enrolled in an 4 credit 11-week course, at $290/credit for a total of $1,160.00 for the term. The following table indicates the respective refund based on the last academic activity of the Student.

Description:

Benchmarks

Percentage

Completed by the

Student

Percentage of Tuition Returned

to the Student Minus the

Application and/or

Registration

Fee

Percentage of Tuition

Retained by the

Institution

Week 1 Exam 9% $1055.60 $104.40
Week 2 Exam 18% $951.00 $209.00
Week 3 Exam 27% $847.00 $313.00
Week 4 Exam 36% $742.00 $418.00
Week 5 Exam 45% $638 .00 $522.00
Week 6 Exam 55% $580.00 $638.00
Week 7 Exam 64% 0% $1,1160.00
Week 8 Exam 73% 0% $1,1160.00
Week 9 Exam 82% 0% $1,1160.00
Week 10 Exam 91% 0% $1,1160.00
Week 11 Exam 100% 0% $1,1160.00